Posted By user, Uncategorized On November 18, 2020


In New Jersey, the penalties for driving with no insurance are more severe than those for a first offense drunk driving or a marijuana possession charge.

If you get convicted of driving without insurance, you automatically lose your license for one year; pay over $1000 in fines, court costs, surcharges, and serve community service. It is important to obtain sound legal advice as soon as you get charged. If you would like to speak with a lawyer from Spodek Law Group, contact our office and set up your free consultation. Our defense lawyers will explain how we may be able to help.

Defense to a Charge of Operating Without Insurance in New Jersey

At Spodek Law Group, our attorneys consider each case unique, and work to find a unique solution in your matter. When crafting a defense to a charge of driving without insurance, your attorney will consider questions such as the following:

  • Was your motor vehicle insurance canceled without you knowing, or because an agent neglected to forward your payment?
  • Were you driving a vehicle owned by someone who was visiting New Jersey or had recently moved into the state?
  • Were you ever notified of your insurance policy being canceled?
  • Did you believe that you were insured under a policy owned by another member of your household?
  • “Operation” has a different definition for an insurance issue than in a case involving drunk driving or driving under the influence of drugs. Were you actually operating the uninsured vehicle?
  • Would the court be inclined amend the charges to “failure to exhibit documents” if you have a valid insurance card by the time you appear before the judge?

If you have been charged with driving without insurance, you can only make well-informed choices about how to proceed after discussing your case with an attorney who has the appropriate experience. If you would like to speak with a traffic lawyer from our firm, call us today to arrange a free consultation.