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So your probably thinking your just one person in a sea of millions who got PPP loans and wondering what are the actual odds they’ll come after you specifically. Maybe you heard about a few high-profile cases and think those are the only ones being prosecuted. Or maybe your hoping the government has bigger fish to fry and won’t bother with your case. Look, we get it. Your desperately doing the math trying to convince yourself the statistics are in your favor. But here’s the shocking reality – THOUSANDS of people have already been charged, HUNDREDS more are being arrested every month, and the numbers keep climbing exponentially!
The numbers are absolutely staggering and getting worse every single day. According to the Department of Justice, over 3,000 individuals have been charged with COVID-19 related fraud, with the vast majority being PPP and EIDL fraud cases. That’s THREE THOUSAND people whose lives have been destroyed by federal prosecution!
But wait, it gets scarier. As of May 2023, there were 1,011 indictments, 803 arrests, and 529 convictions just for PPP and EIDL fraud specifically. And those numbers are from almost two years ago! Since then, hundreds more have been charged every quarter. We’re easily looking at over 4,000 people charged by now in 2025!
Think about what 4,000 people means. That’s not just numbers on a page – that’s 4,000 families destroyed, 4,000 careers ended, 4,000 people facing federal prison. And here’s the kicker – this represents less than 1% of the total fraudulent loans they’ve identified! The government has flagged HUNDREDS OF THOUSANDS of suspicious loans. Your not hiding in a crowd – your in a shooting gallery!
The arrests haven’t slowed down – they’ve ACCELERATED! Just in February 2025 alone, 21 people were indicted in Mitchell County, Georgia for $604,157 in PPP fraud. In May 2025, another 14 defendants were arrested in California for $25 million in fraud. In June 2025, 324 defendants were charged in a single nationwide sweep!
Every single week, the Pandemic Response Accountability Committee reports new arrests. Monday its 5 people in Florida. Wednesday its 10 in New York. Friday its 8 in Texas. The arrests are relentless, systematic, and increasing. We’re seeing an average of 50-100 new arrests PER MONTH just for PPP fraud!
And these aren’t just arrests – these are coordinated raids. The FBI shows up at dawn, breaks down doors, handcuffs people in front of there families. We had a client arrested at his daughter’s soccer game. Another pulled over on the highway with his whole family in the car. The government wants these arrests to be public, humiliating, and terrifying to send a message to other fraudsters!
Here’s the statistic that should absolutely terrify you – the conviction rate for PPP fraud is 97%! Let that sink in. Of everyone charged with PPP fraud, 97% are getting convicted. That means if your charged, you have a 3% chance of walking free. Those aren’t odds – that’s a guarantee of conviction!
Nine out of every ten federal PPP fraud prosecutions end in plea agreements because defendants realize they have no chance at trial. The evidence is overwhelming, the government’s resources are unlimited, and the judges are hostile. Even with the best lawyers, defendants are getting crushed. Without proper representation? Your absolutely doomed!
Look at specific regions – the Middle District of Florida has prosecuted 109 defendants with 74 already found guilty. That’s a 100% conviction rate for completed cases! Not one person walked free! Every single person who went to trial or took a plea is now a convicted felon. The government doesn’t lose PPP fraud cases – they just don’t!
The amounts involved are mind-blowing. The SBA Inspector General estimates at least $200 BILLION in fraudulent loans – that’s 17% of all pandemic relief! Even using conservative estimates, we’re talking about $36 billion confirmed stolen just from PPP. That’s more money than the entire GDP of some countries!
But here’s what matters for you – people are being charged for ALL amounts. We’re seeing prosecutions for $10,000 loans, $50,000 loans, $100,000 loans. Just this week someone was charged for a $20,000 loan! The government has explicitly stated there’s no minimum amount for prosecution. If you fraudulently got $10,000 or $10 million, your equally likely to be charged!
In fact, smaller amounts might make you MORE likely to be prosecuted because those cases are easier to prove and quicker to resolve. Prosecutors love easy wins to boost there statistics. A simple $30,000 fraud case they can prove in a day is more appealing than a complex $3 million case that takes months. Don’t think your small loan protects you – it makes you an easy target!
PPP fraud arrests are happening in EVERY state, but some areas are absolute warzones. Florida leads the nation with hundreds of arrests – the Middle District of Florida alone has 109 defendants! California is close behind with massive sweeps in Los Angeles and San Francisco. Texas, New York, and Georgia round out the top five.
But don’t think your safe in smaller states. The feds are prosecuting cases in Wyoming, Vermont, Alaska – everywhere! In fact, smaller states sometimes get MORE attention because the US Attorneys there have fewer cases and more time to focus on each one. We’ve seen tiny towns where the FBI arrested half the business owners for PPP fraud!
The government is also coordinating multi-state operations. They’ll arrest 50 people across 10 states in a single morning, all coordinated to happen simultaneously. You could be in rural Montana thinking your safe, then suddenly your part of a nationwide sweep that makes headlines everywhere. Geography doesn’t protect you – the federal government operates in all 50 states!
Not only are they still making arrests, the pace is INCREASING! The government has explicitly stated that PPP fraud investigations will continue for “several more years” at minimum. With the 10-year statute of limitations, they can prosecute until 2030-2031. Were only halfway through there timeline!
Every month they develop better technology to identify fraud. Every month more whistleblowers come forward. Every month more defendants flip and provide information about others. Its a snowball effect where each arrest leads to more arrests. One person gets caught, they give up 5 names to reduce there sentence, those 5 give up 25 more, and so on!
The COVID-19 Fraud Enforcement Task Force just received extended funding through 2027 with possibility of further extensions. There hiring more prosecutors, more agents, more analysts. There building permanent infrastructure for these prosecutions. This isn’t winding down – its ramping up for years more of aggressive enforcement!
This is the scariest statistic of all – there are currently over 1,200 ACTIVE civil pandemic fraud cases and approximately 800 pending criminal matters! That means nearly 2,000 cases are in the pipeline right now, being investigated, built up, prepared for prosecution.
Think about what that means. 2,000 people are under investigation RIGHT NOW who probably don’t even know it. There going about there lives, thinking they’re safe, while federal agents are building cases against them. Subpoenas are being issued, surveillance is being conducted, witnesses are being interviewed. These 2,000 pending cases will turn into 2,000 more arrests over the next year!
But it gets worse – for every case they’re actively working, there’s probably 10 more in the queue waiting for resources. The government has identified hundreds of thousands of suspicious loans. They’re working through them systematically, prioritizing based on amount, egregiousness, and ease of prosecution. Your case might be #10,000 on the list, but they WILL get to it eventually!
Everyone thinks PPP fraud is just career criminals and scammers getting arrested. WRONG! The demographics of those charged will shock you. Doctors, lawyers, accountants, teachers, religious leaders, police officers – every profession is represented. Small business owners who’ve never had a parking ticket are going to federal prison.
Age doesn’t matter either. We’re seeing 70-year-old retirees getting arrested alongside 25-year-old entrepreneurs. Men, women, every race, every economic background. The government doesn’t discriminate – if you committed PPP fraud, your a target regardless of who you are or what your story is.
What’s particularly striking is how many “respectable” people are being charged. These aren’t street criminals – these are people with professional licenses, advanced degrees, community standing. A pastor in Texas, a surgeon in California, a school principal in Ohio. The government LOVES these cases because they generate headlines and show that nobody is above the law!
People who think they’re safe because its been years since they got there PPP loan are in for a rude awakening. The government is using incredibly sophisticated methods to identify fraud even years after the fact. Artificial intelligence algorithms are analyzing millions of applications finding patterns invisible to human investigators.
They’re cross-referencing databases that have never been connected before. Your PPP application is being compared to your tax returns from multiple years, your state unemployment claims, your social media posts, your credit reports, your banking history. One inconsistency and your flagged for investigation!
Whistleblowers are still coming forward years later for those huge rewards. Disgruntled employees, ex-spouses, business competitors – anyone who knows about your fraud can report you and collect up to 30% of what the government recovers. We’re seeing cases where people reported former friends THREE YEARS after the fraud because they had a falling out!
WARNING: 4,000+ people charged, 97% conviction rate, 2,000 cases pending!
50-100 new arrests EVERY MONTH with no end in sight!
Call 212-300-5196 NOW before you become another statistic!
Look, we’re not showing you these numbers to scare you – we’re showing them because you need to understand the reality. This isn’t a few isolated cases. This is a massive, systematic prosecution effort that’s already destroyed thousands of lives and is accelerating every month. Over 4,000 people charged, 97% conviction rate, hundreds arrested every month, 2,000 active cases, investigations continuing until 2030.
Every demographic, every state, every loan amount is being prosecuted. People are getting caught years after the fraud using technology that didn’t exist when they committed the crime. Whistleblowers are coming forward daily. The government has unlimited resources and a decade to find everyone.
Your not hidden in a crowd of millions – your in a database being systematically analyzed by the most powerful government on earth. Every day you wait, dozens more people get arrested, provide information, and help the government get better at finding people like you. Don’t become another statistic in these horrifying numbers. Call us immediately at 212-300-5196 before federal agents add your name to the list of thousands whose lives have been destroyed by PPP fraud prosecution!
Very diligent, organized associates; got my case dismissed. Hard working attorneys who can put up with your anxiousness. I was accused of robbing a gemstone dealer. Definitely A law group that lays out all possible options and best alternative routes. Recommended for sure.
- ROBIN, GUN CHARGES ROBIN
NJ CRIMINAL DEFENSE ATTORNEYS